If you’re self-employed with fluctuating income, you aren’t alone. One 2022 survey conducted by the talent platform Wripple found that 73% of freelancers identified inconsistent income as one of their primary challenges. Many independent workers assume that having up-and-down earnings automatically hurts their credit, or that improving their credit requires stable W-2 paychecks. The truth … Continue reading “How to Improve Your Credit When Business Income Fluctuates”
Written by Joseph Muscente
If you’re a freelancer, entrepreneur or small business owner, you may already have a business bank account. It’s often the first step in separating business transactions from your personal finances. But you could go a step further, creating multiple accounts that are dedicated to different aspects of your business, such as taxes, expenses and savings. … Continue reading “One Account or Many? The Best Way to Manage Your Business Finances”
Written by Joseph Muscente
If self-employment promises one thing above all, it’s freedom: freedom to decide what your work is, who you work with and when and where that work takes place. While it’s true that working for yourself offers the kind of flexibility and agency that can be hard to find in a salaried position, it does have … Continue reading “Navigating Health Insurance and Benefits for the Self-Employed”