How to Improve Your Credit When Business Income Fluctuates

If you’re self-employed with fluctuating income, you aren’t alone. One 2022 survey conducted by the talent platform Wripple found that 73% of freelancers identified inconsistent income as one of their primary cha…

Mastering Cash Flow: How to Build a Calendar That Keeps Your Freelance Finances on Track

Being self-employed has many perks, from being able to control the work you take on to setting your own hours. In fact, 65% of self-employed Americans find their work enjoyable and fulfilling, per recent data from…

Building Wealth as a Self-Employed Individual: Strategies Beyond Your Business

When you work for yourself, it’s easy for work to feel like, well, your whole self. Or at least your whole financial life. Chances are you took big risks to make your business happen, so it makes sense that you w…

Top Mistakes to Avoid When Growing Your Small Business

When you’re an entrepreneur, your business is more than just how you make a living. It’s an extension of your humanity: an idea unique to you and a way of expressing yourself to the world. So when it starts to suc…

Navigating Health Insurance and Benefits for the Self-Employed

If self-employment promises one thing above all, it’s freedom: freedom to decide what your work is, who you work with and when and where that work takes place.  While it’s true that working for yourself offers the…

Setting Financial Goals and Milestones for Self-Employment Success

Taking the leap into self-employment can be scary, but it can also change lives for the better. Many self-employed people talk about how their job offers them a sense of purpose and fulfillment that evaded them…

Transitioning from Employment to Self-Employment: Financial Tips and Considerations

Autonomy, flexible hours and the ability to earn more without jumping through hoops: Given these perks, it’s no surprise that over 9 million Americans have chosen to start their own businesses, according to the l…

4 Ethical Practices to Help Build Your Small Business

The first order of business — for most businesses, anyway — is making money. That’s not news. But these days, with a plethora of options on the market, many customers vote with their wallets. That means choos…

Maximizing Holiday Cheer: Effective Holiday Marketing Strategies for Small Businesses on a Budget

The holiday season can be a critical time for small businesses. In fact, small business owners recently surveyed by QuickBooks said they expect to bring in 33% of their yearly revenue from holiday sales. Taking a…

Shielding Your Enterprise: How to Choose the Right Insurance for Your Business

In any small business, risks come in many forms — natural disasters, legal disputes, employee injuries and even cyberattacks. These risks may seem unavoidable, but the right insurance coverage safeguards your b…

The Entrepreneur's Guide to Hiring Your First Employees

As an entrepreneur, making the decision to expand your team can feel exhilarating. After all, it probably means that your business is growing. About 18% of small businesses in the U.S. have paid employees,…

3 Strategic Credit Management Techniques to Help Boost Your Bottom Line

Effective credit management is more than just a back-office function; it’s a strategic tool that can drive business growth. For small business owners, managing credit effectively means protecting cash flow, r…

How to Plan for a Successful Retirement as a Small Business Owner

As a small business owner, you are responsible for your own retirement savings. This can be a daunting task, especially given most adults believe they’ll need nearly $1.5 million to retire comfortably. The good n…

7 Ways to Safeguard Your Business Against Legal Challenges

Running your own business has its perks, but you’re also vulnerable to legal risks. Legal costs can add up quickly; in 2021, they cost small business owners $160 billion, according to the U.S. Chamber of Commerce I…

Overcoming Common Challenges Faced by Online Entrepreneurs

Starting a successful online business is like starting a tug-of-war between your time and money. For early-stage entrepreneurs, you constantly have to ask yourself if you should invest your hours into learning new…